Personal Finance

I have almost $80,000 unsecured debt - what are my options?
Choosing a debt settlement company is like choosing a disease :) . There are no good companies of this type, since the services offered by them are not very good for your finance either. Whatever your situation might be, just remember that everything that a debt settlement company might do for you, you can do for yourself virtually for free. Basically, you might want to visit a credit counsellor, or just talk to your credit card company.

You're probably concerned with your IRA / 401(k), but have you thought about Social Security benefits? You should be. Social Security benefits comprise approx. 50% of retirement income for over 50% of married couples in retirement, and on average well over 20% of income for high earners. What's more important this part of your retirement income is the only part guaranteed for the rest of your life.

Here's the list, according to Forbes:

1. Bill Gates - $41 Billion (Microsoft)
2. Warren Buffett - $37 Billion (Berkshire Hathaway)
3. Carlos Slim Helu - 34 Billion (Telmex, América Móvil)
4. Lawrence Ellison - 22 Billion (Oracle)
5. Ingvar Kamprad and family - 22 Billion (IKEA)

It's so far been quite easy. Financial gurus always say: "to make enough money into retirement you need to invest large part of your money in stock because the yield is much better than any other alternative investment". Easy, huh? The science of economics says that over the time stock investing risks subside, in other words, the longer you invest, the lower risk of loss. Some pundits lately, however seem to contradict this view. Take Zhi Bodie, for instance. this Boston University professor claims that investing in stocks is always risyk, regardless of the investment horizon and retirement moeny should be invested elsewhere.

1. Coca-Cola Company (KO)
Why?
- relatively stable market
- stock price stability over the years
- probably the most expensive brand in the world

Debt Management Services Apply for debt management services in UK
Cheap Personal Loan Apply for Quick Approval and Fast Processing on cheap personal loans.